It's about time!

I just spoke with my car insurance agent and was told because of the cost of mandating insurance to everyone in the state my premiums will go UP NOT DOWN. I was told uninsured drivers will buy insurance for a month just to get their car registered and then stop paying the premiums which costs the insurance companies money to administer. Thank you democraps for another stupid useless policy that is gonna cost me money!!!

Illinois has mandatory insurance and their courtrooms are packed with people every day who have been fined for driving without it. People who cant afford car insurance aren't going to go out and purchase it because the law tells them to. And yes I know they shouldn't be driving but they do

Now if we can only get those who hit parked (unoccupied) vehicles to take responsibility and not just drive away ...

All this time I thought it was a law.

It's about friggin time. If you can't afford insurance you shouldn't be driving.

The only people who don't want this are the people who drive without it. Well everyone needs it. If someone hits me I want their insurance to cover the damage they caused.

It is about time! All motored vehicles should be required to have at least liability insurance - period! I got hit by someone who did not have insurance, no money to pay, took the person to court, won my case over 1,000 bucks, getting their license taken away thru DMV for up to 20 years until fully paid, and seeking other means to possibly put that person in jail for up to 6 months. Oh well, no skin off my back - uninsured drivers should not be issued a license without proof of liability insurance. All this is being done thru myself since my insurance rates would lose the 10% accident free discount if I filed an accident claim. I have spent over 10 hours driving, on the phone, in court, etc. and all will be worth it to get one deadbeat off the WI roads. About time WI legislation woke up and did something important for a change. Just wait, this may lower all our insurance rates simply because more people will buy insurance creating more money in the insurance companies pockets hopefully passing that savings down to their paying customers. It's about fricking time.

The govt. should not be in the business of propping up insurance companies, but sadly this is typical of our govt. More corporate give-aways, which the elected officials find cheap because we're footing the bill.

I guess it's all about personal respnsibility. After all if I don't care to get a license and drive anyways why bother with insurance. Who'll know "til it's too late ... for someone else that did.

I do realize that it is expensive. (We currently have 4 drivers on our policy)I know that when you add up all the money you spend you think WOW but I also know that if something bad happens it is easier to have insurance that pays for it than to have to come up with it out of your pocket. When I got hit last year by the uninsured driver we still had to pay our deductible (which is a higher one to keep premiums down) and that made me even madder because I felt I was punished twice, once by the driver who carried no insurance and then again because I had to fork out that money (deductible) to get the car fixed.

I moved here from a state that required insurance and was surprised to find it wasn't required here. I already do pay more on my insurance to cover uninsured and underinsured motorists so I think it will be nice to have them pay for their own for a change. Having been hit by a WI driver last year who had no insurance I know how much of a pain it is and then your own insurance can go up because you had to file a claim over an accident caused by someone who didn't carry insurance! I am sure my policies will still be the same and provide the coverage for uninsured and underinsured but at least I am being a responsible driver by carrying insurance.

This should reduce the cost of auto insurance for those who are currently have it. Right now the insurance companies price into your premiums coverage for uninsured motorists, if everyone has their own liability coverage, your's will only have to cover an under insured person.

That's awesome, one more thing that made Wisconsin great, taken away because a vocal minority complained loud enough. I hope those people who wanted this want to pay more for their insurance.

Opps, actually the fine for not having insurance will be $500. The $5,000 fine is for falsifying an insurance document to make it appear that you have insurance.

The fine for not having an insurance card in your car will be $10. The fine for not having insurance will be up to $5,000.

What a pointless law. A $10 fine. Well, that will get those uninsured drivers scrambling the get the insurance!

Andrewjackson says....

"I'm curious, why would the insurance industry not want this?"

Typically there are ton's of paper work involved in these mandatory insurance programs. Take Illinois as an example, additional costs incurred by insurance companies, in regard to the law, actually raise insurance rates for everyone. It's not clear the extent of the Wisconsin plan. If it's simply a $10 fine if you don't have an insurance card, maybe it won't be that bad. Then again I can't see that as being very effective either. Most states with mandatory insurance don't necessarily have more insured drivers, studies show.

Let's see- hundreds of dollars for insurance or $10 for not having it. Wow! I guess people would be crazy to spend money on insurance. I think I'll drop my insurance and go bar hopping and drink myself into a stupor with all the money I'll save. Thanks Gov. Doyle! You're a genius!

This should include proof of insurance when you register your vehicle....So I can still register a vehicle and pay a $10 fine only if the police pull me over for something else. Again, either I don't know the whole story or the elected officals are making a 11 hour statement of "trying" to pass a law that makes very little sense.

It is about time!!! But come on, a $10.00 fine! What a JOKE!!!

If I was driving without insurance now, this new law, with $10 fine, certainly isn't going to get me to buy insurance now. Interesting how this is being reported in the 11th hour of the budget.

Wow, the democrats are really cracking down on uninsured motorists with this provision. What was the alternative to the $10 fine, having the cop slap the driver on the hand with ruler?

I'm curious, why would the insurance industry not want this?